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Sudden Discharge and Gradual Loss Define Water Damage Coverage Boundaries

https://express-wholehome-near-weidnerfield.opalvector.com/posts/pack-out-inventory-standards-establish-claim-validity-within-48-hours-of-flood-discovery

Water damage qualifies as a covered peril when it results from a sudden and accidental event like a burst pipe or overflowing appliance, but not when it stems from deferred maintenance or gradual loss such as slow leaks or aging plumbing—the

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