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remove debt from credit report 9

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If you've got old debt that's been paid off but still shows as unpaid on your credit report, you can dispute it with the credit bureaus. Start by getting a free copy of your report and checking for mistakes. Then file a dispute online or by mail, attaching proof like a payment receipt or settlement letter. The bureaus usually investigate within 30 days, and if they can't verify the debt, it has to be removed. It's a straightforward process that can boost your score, but you need to be thorough…