With El Niño bringing wetter conditions, a roof over 20 years old is a major...

https://wiki-legion.win/index.php/What_Happens_with_Insurance_When_an_Asphalt_Shingle_Roof_Hits_15_Years_in_Florida%3F

With El Niño bringing wetter conditions, a roof over 20 years old is a major risk. Most people wait for a leak to act, but that’s a massive mistake when carriers are hunting for claim denials