Many startup accounts now offer interest on idle cash, often paying APYs higher...

https://tiny-wiki.win/index.php/What_Conditions_Can_Block_the_Top_Yield_Rate_on_Startup_Accounts%3F

Many startup accounts now offer interest on idle cash, often paying APYs higher than Treasury yields. But remember, FDIC insurance covers only up to $250,000 per bank. Services like Rho and Mercury help you earn more while managing those limits