Florida hurricane deductibles of 2%, 5% or 10% can mean a $10,000–$50,000...

https://bizzmarkblog.com/whats-the-biggest-mistake-people-make-with-hurricane-deductibles-in-miami/

Florida hurricane deductibles of 2%, 5% or 10% can mean a $10,000–$50,000 post-storm cash gap on a $500,000 home. Consider a collateral loan or selling a Rolex; schedule valuables on your policy and keep documents in the cloud.